HOME INSURANCE QUESTIONS

	Are the backyard shed and my color TV both covered in my homeowners policy?
	Are there any other exclusions I should know about?
	Do I really need insurance for my home?
	How much will I be paid for damage to my personal property?
	I know I have that homeowners policy in a drawer somewhere. What exactly does it cover?
	My homeowners insurance is part of my monthly mortgage payment. Who decides what insurance to get?
	What about floods, earthquakes and other catastrophes?
	What kinds of perils am I protected against?
	Who decides how much my property is worth?