Insurance Dept. Warns Homeowners of Possible Roof Repair Scam

April 17, 2014

The Idaho Department of Insurance has received complaints involving roofing contractors soliciting business door-to-door.  These individuals often use high-pressure sales tactics and are giving homeowners erroneous information that can cost them thousands of dollars.  Some of the contractors claim to be insurance or claims experts.

The contractors promise homeowners their roof replacement is covered under their insurance policies and that the insurer has to pay and will not raise their rates.  “Roofers should not be talking about insurance coverage at all.” says Gina McBride, Consumer Services Bureau Chief.  “They think they understand the insurance policies and they do not.”

Most roofing contractors are reputable and are not out to scam you.  The Department of Insurance offers homeowners the following important reminders:

  • Always check to be sure any contractor is licensed to do business in Idaho.
  • Take time to shop around for other bids and check references
  • Talk with your agent at WW Deal about your coverage BEFORE having repairs done to your home.
  • Your insurance company will likely want to inspect the property BEFORE repairs are made.
  • If it sounds too good to be true, it probably is.

If you or anyone you know is contacted by one of these door knockers, Call your agent at WW Deal before you make any decisions. Our number is 466-2465

WW Deal, Caring for our community since 1932